Bitget converter provides REF to PHP real-time exchange rates, making it easy to convert Ref Finance (REF) to Philippine Peso (PHP). The conversion result is based on real-time data. The conversion result shows that 1 REF is currently valued at 3.18 PHP. Since crypto prices can change rapidly, we recommend checking back for the conversion result.

1 REF is currently valued at 3.18 PHP, which means buying 5 REF would cost 15.89 PHP. Similarly, ₱1 PHP can be converted to 0.3147 REF, and ₱50 PHP can be converted to 1.57 REF, excluding any platform or gas fees.

Convert REF to PHP

Convert PHP to REF

Ref Finance

Philippine Peso

1 REF

3.18 PHP

Exchange 1 REF for 3.18 PHP

2 REF

6.36 PHP

Exchange 2 REF for 6.36 PHP

5 REF

15.89 PHP

Exchange 5 REF for 15.89 PHP

10 REF

31.78 PHP

Exchange 10 REF for 31.78 PHP

20 REF

63.56 PHP

Exchange 20 REF for 63.56 PHP

50 REF

158.9 PHP

Exchange 50 REF for 158.9 PHP

100 REF

317.8 PHP

Exchange 100 REF for 317.8 PHP

200 REF

635.59 PHP

Exchange 200 REF for 635.59 PHP

500 REF

1,588.98 PHP

Exchange 500 REF for 1,588.98 PHP

1000 REF

3,177.97 PHP

Exchange 1000 REF for 3,177.97 PHP

5000 REF

15,889.84 PHP

Exchange 5000 REF for 15,889.84 PHP

10000 REF

31,779.68 PHP

Exchange 10000 REF for 31,779.68 PHP

In the table above, you'll find a comprehensive REF to PHP converter that shows the value of Ref Finance in Philippine Peso across commonly used conversion amounts. The list covers conversions from 1 REF to PHP, all the way up to 10000 REF, providing a clear view of their respective values.

Philippine Peso

Ref Finance

1 PHP

0.3147 REF

Exchange 1 PHP for 0.3147 REF

10 PHP

3.15 REF

Exchange 10 PHP for 3.15 REF

50 PHP

15.73 REF

Exchange 50 PHP for 15.73 REF

100 PHP

31.47 REF

Exchange 100 PHP for 31.47 REF

200 PHP

62.93 REF

Exchange 200 PHP for 62.93 REF

500 PHP

157.33 REF

Exchange 500 PHP for 157.33 REF

1000 PHP

314.67 REF

Exchange 1000 PHP for 314.67 REF

2000 PHP

629.33 REF

Exchange 2000 PHP for 629.33 REF

5000 PHP

1,573.33 REF

Exchange 5000 PHP for 1,573.33 REF

10000 PHP

3,146.66 REF

Exchange 10000 PHP for 3,146.66 REF

50000 PHP

15,733.32 REF

Exchange 50000 PHP for 15,733.32 REF

100000 PHP

31,466.65 REF

Exchange 100000 PHP for 31,466.65 REF

In the table above, you'll find a comprehensive PHP to REF converter that shows the value of Philippine Peso in Ref Finance across commonly used conversion amounts. The list covers conversions from 1 PHP to REF, all the way up to 100000 PHP, providing a clear view of their respective values.

REF to PHP chart

REF/PHP: 1 REF = 3.18 PHP; 2025/12/31 15:06:54

In the past 1D, Ref Finance has changed -0.86% to PHP. Based on the trend and price charts, Ref Finance(REF) has changed -0.86% to PHP while Philippine Peso(PHP) has changed % to REF in the last 24 hours.

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REF to PHP conversion data: Volatility and price changes of in PHP

The highest price in PHP over the past 7 days was 3.35 PHP while the lowest price in PHP over the past 7 days was 3 PHP. The relative change between the highs and lows in price in PHP over the last 7 days indicates a volatility of %. You can view additional volatility data and REF to PHP prices for the past 24 hours, 30 days, and 90 days in the table above.

	Last 24 hours	Last 7 days	Last 30 days	Last 90 days
High	3.21 PHP	3.35 PHP	4.34 PHP	10.36 PHP
Low	3.14 PHP	3 PHP	3 PHP	3 PHP
Average	0 PHP	0 PHP	0 PHP	0 PHP
Volatility	%	%	%	%
Change	-0.86%	-1.70%	-14.32%	-66.59%

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Bitget P2P trading does not currently support direct buying of REF with PHP. However, you can buy USDT in Bitget P2P trading first, and then buy REF with USDT via Bitget spot market.

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Ref Finance information

REF to PHP market statistics

REF/PHP:

₱3.18

REF 24h volume:

₱1,798.63

REF market cap:

₱144,632,195.91

REF circulating supply:

45.51M REF

Current REF to PHP exchange rate

Ref Finance to Philippine Peso is falling this week.

Ref Finance's current market price is ₱3.18 per REF, with a total market cap of ₱144,632,195.91 PHP based on a circulating supply of 45,510,900 REF. The trading volume of Ref Finance has changed by -80.65% (₱-7,498.09 PHP) in the last 24 hours. Last trading day, REF's trading volume was ₱9,296.72.

More info about Ref Finance on Bitget

Ref Finance price Ref Finance price prediction What is Ref Finance (REF)Ref Finance profit calculator

Philippine Peso information

About the Philippine Peso (PHP)

What Is the Philippine Peso (PHP)?

The Philippine Peso, denoted as PHP (₱), is the official currency of the Philippines. It's subdivided into 100 centavos or sentimos in Filipino. The currency symbol is ₱, and it's also commonly abbreviated as "PHP," "PhP," "Php," or simply "P." The Philippine Peso is the sole legal tender in the Philippines, and it is used for all transactions within the country.

The Philippine Peso is issued by the Bangko Sentral ng Pilipinas (BSP), which is the central bank of the Philippines. Established on July 3, 1993, the BSP is responsible for maintaining price stability, ensuring the liquidity and solvency of the financial system, and promoting a balanced and sustainable economic growth in the country.

What Is the History of PHP?

The origins of the Philippine Peso trace back to the Spanish Peso or pieces of eight, introduced in the Philippines via the Manila galleons from the 16th to the 19th century. The pre-colonial Philippines engaged in barter trade, but the inconvenience led to the use of gold, which was abundant in the islands, as a medium of exchange. The earliest known local currency was the "Piloncitos" and gold barter rings.

During the Spanish Colonial period, the Spanish Dollar or silver peso was introduced. The Philippines also minted its own coins, such as the crude copper or bronze coins called "cuartos" or "barrillas." The Spanish gold onza and silver peso established a bimetallic standard, with the peso being worth either the silver Mexican peso or 1/16th of the gold onza.

Post-independence, the Philippines saw various currency reforms, including the introduction of the Central Bank of the Philippines in 1949 and the shift to a free-floating currency system with the New Central Bank Act of 1993.

Notes and Coins of PHP

Today, the Philippine Peso is available in both coins and banknotes. Coins come in denominations of 1, 5, 10, and 25 centavos, and 1, 5, 10, and 20 pesos. Banknotes are issued in 20, 50, 100, 200, 500, and 1,000 pesos. The latest banknote designs feature prominent Filipinos and iconic natural wonders. The BSP produces the country's banknotes and coins at its Security Plant Complex, which is located in Quezon City.

Exchange Rate and Economic Implications

The PHP has experienced fluctuations in its exchange rate, particularly against the US dollar (USD). Historically, it has ranged from below 48 PHP to over 56 PHP per USD. The exchange rate is influenced by various factors, including the Philippines' economic performance, trade balances, and global economic conditions.

Is the Philippine Peso Pegged to the US Dollar?

The Philippine Peso (PHP) currently operates under a floating exchange rate system and is not pegged to the US Dollar (USD). Historically, the PHP was pegged to the USD during the American colonial era and the post-World War II period. However, this changed following significant economic reforms, particularly after the enactment of the New Central Bank Act of 1993, which established the Bangko Sentral ng Pilipinas (BSP). Under the floating exchange rate regime, the value of the PHP is determined by market forces, including factors such as economic performance, inflation, and trade balances. While the BSP may intervene to manage excessive volatility in the currency market, it does not maintain a fixed exchange rate against the USD.

Bitget crypto-to-fiat exchange data shows that the most popular Ref Finance currency pair is the REF to PHP, with for Ref Finance's currency code being REF. Use our cryptocurrency calculator now to see how much your cryptocurrency can be exchanged for PHP.

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Popular Ref Finance Converter

1 REF to NT$1.69 TWD

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1 REF to ₱3.18 PHP

1 REF to $0.05388 USD

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1 REF to AU$0.08061 AUD

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1 REF to €0.04588 EUR

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1 REF to C$0.07380 CAD

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1 REF to ₩77.71 KRW

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1 REF to ¥8.45 JPY

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1 REF to £0.04004 GBP

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1 REF to R$0.2960 BRL

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1 CHZ to ₱2.63 PHP

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REF to PHP Conversion tables

The exchange rate of Ref Finance is decreasing.

The exchange rate of 1 REF to Philippine Peso has changed by -1.70% in the last 7 days. In the last 24 hours, the rate has fluctuated by -0.86%, reaching a high of 3.21 PHP and a low of 3.14 PHP . One month ago, the value of 1 REF was ₱3.71 PHP , which represents a -14.32% change from its current value. Over the last year, Ref Finance has changed by

-₱

13.81PHP

, resulting in a change of -81.29% in its value.

24 hours ago1 month ago1 year ago

Amount	15:06 today	24 hours ago	24h change
0.5 REF	₱1.59	₱1.6	-0.86%
1 REF	₱3.18	₱3.21	-0.86%
5 REF	₱15.89	₱16.03	-0.86%
10 REF	₱31.78	₱32.06	-0.86%
50 REF	₱158.9	₱160.28	-0.86%
100 REF	₱317.8	₱320.56	-0.86%
500 REF	₱1,588.98	₱1,602.82	-0.86%
1000 REF	₱3,177.97	₱3,205.64	-0.86%

REF to PHP FAQ

How much is 1 Ref Finance in PHP?

Right now, the price of 1 Ref Finance (REF) in Philippine Peso (PHP) is ₱3.18.

How much REF can I buy for 1 PHP?

Based on the current exchange rate, you can get 0.3147 REF for 1 PHP.

How do I calculate or convert REF to PHP?

You can use our REF to PHP calculator at the top of this page to convert any amount of REF to PHP. We've also included quick-reference tables for the most popular conversions. For example, 5 PHP is equivalent to 1.57 REF, while 5 REF will cost around 15.89PHP.

What is the highest price of REF/PHP in history?

The all-time high price of 1 REF in PHP is ₱2,757.93. It remains to be seen if the value of 1 REF/PHP will exceed the current all-time high.

What is the price trend of in PHP?

Over the past 7 days, the exchange rate of Ref Finance (REF) has gone down by 1.70%. Over the last month, the exchange rate of Ref Finance (REF) has gone down by 14.32% against Philippine Peso (PHP).

What factors influence the conversion rate of REF to PHP?

There are many factors that affect the relationship between Ref Finance and Philippine Peso, spanning multiple dimensions such as macroeconomic trends, policy regulation, and technological innovation. Specifically, the following key factors play an important role:

Market sentiment:Investor sentiment and confidence have a significant impact on the dynamics of REF/PHP. When there is positive news in the market about the widespread adoption of REF or major technological breakthroughs, it tends to trigger market optimism and drive the rise of REF/PHP. Conversely, negative news, such as regulatory crackdowns and security vulnerabilities, may trigger market panic and lead to a decline in REF/PHP.

Regulatory environment:Government policies and regulations surrounding cryptocurrencies have a direct impact on their acceptance, which in turn determines their value relative to traditional currencies such as the US dollar. Clear and supportive regulations can enhance investor confidence in cryptocurrencies and drive their value up. Conversely, vague or overly strict regulatory policies may hinder the development of cryptocurrencies and cause their value to fall.

Economic indicators:Macroeconomic factors in the country where the fiat currency is issued—such as inflation rates, interest rates, and key economic growth indicators—play a crucial role in determining the fiat currency's value and indirectly affect the exchange rate of REF/PHP. For example, high inflation rates may lead to a decrease in market trust in fiat currencies, thereby increasing investors' demand for cryptocurrencies such as Bitcoin as a hedge, driving up their prices.

Technological progress:The continuous development and innovation of blockchain technology, as well as various improvements in the cryptocurrency ecosystem—such as expansion solutions and security enhancements—have provided strong support for the value growth of cryptocurrencies like Bitcoin.

Investors must understand these dynamics to avoid making wrong decisions. After considering these factors, investors should also closely monitor future changes in the price of Ref Finance and adjust their investment strategies accordingly in the evolving market.

Popular exchange rates — Crypto-to-Fiat converter

	USD	EUR	CAD	PKR	INR	GBP	BRL
BTC	$88,350.82	€75,239.56	C$121,022.95	₨24,731,974.36	₹7,940,353.25	£65,662.33	R$485,399.41
ETH	$2,988.18	€2,544.74	C$4,093.21	₨836,480.04	₹268,557.09	£2,220.82	R$16,417.08
XRP	$1.86	€1.59	C$2.55	₨521.99	₹167.59	£1.39	R$10.24
SOL	$125.58	€106.94	C$172.02	₨35,152.76	₹11,286.01	£93.33	R$689.92
PI	$0.2038	€0.1736	C$0.2792	₨57.05	₹18.32	£0.1515	R$1.12
TRUMP	$4.91	€4.18	C$6.72	₨1,373.23	₹440.89	£3.65	R$26.95
DOGE	$0.1229	€0.1046	C$0.1683	₨34.39	₹11.04	£0.09132	R$0.6750
SHIB	$0.{5}7057	€0.{5}6010	C$0.{5}9667	₨0.001976	₹0.0006343	£0.{5}5245	R$0.{4}3877
PEPE	$0.{5}4113	€0.{5}3503	C$0.{5}5634	₨0.001151	₹0.0003697	£0.{5}3057	R$0.{4}2260
XLM	$0.2065	€0.1758	C$0.2828	₨57.8	₹18.56	£0.1535	R$1.13
LUNA	$0.09885	€0.08418	C$0.1354	₨27.67	₹8.88	£0.07347	R$0.5431
XCN	$0.004376	€0.003727	C$0.005995	₨1.23	₹0.3933	£0.003252	R$0.02404

Bitget crypto-to-fiat exchange data shows the popular Ref Finance currency pairs: REF to US Dollar (USD), REF to Euro (EUR), REF to Pound Sterling (GBP), REF to Canadian Dollar (CAD), REF to Indian Rupee (INR), REF to Pakistani Rupee (PKR), REF to Brazilian Real (BRL), REF to…
The price of Ref Finance in the US is $0.05388 USD. Additionally, Ref Finance’s price is €0.04588 EUR in the eurozone, £0.04004 GBP in the UK, C$0.07380 CAD in Canada, ₹4.84 INR in India, ₨15.08 PKR in Pakistan, R$0.2960 BRL in Brazil, and more.
The most popular Ref Finance currency pair is the REF to Philippine Peso(PHP). The price of 1 Ref Finance (REF) in Philippine Peso (PHP) is ₱3.18.

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