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$3.04USD

-1.59%1D

The XRP (XRP) price in United States Dollar is $3.04 USD as of 23:15 (UTC) today.

Price Chart

XRP price USD live chart (XRP/USD)

Last updated as of 2025-07-31 23:15:26（UTC+0）

Live XRP Price Today in USD

The live XRP price today is $3.04 USD, with a current market cap of $180.20B. The XRP price is down by 1.59% in the last 24 hours, and the 24-hour trading volume is $5.22B. The XRP/USD (XRP to USD) conversion rate is updated in real time.

How much is 1 XRP worth in United States Dollar？

As of now, the XRP (XRP) price in United States Dollar is valued at $3.04 USD. You can buy 1XRP for $3.04 now, you can buy 3.29 XRP for $10 now. In the last 24 hours, the highest XRP to USD price is $3.17 USD, and the lowest XRP to USD price is $3.02 USD.

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Voting data updates every 24 hours. It reflects community predictions on XRP's price trend and should not be considered investment advice.

XRP Market Info

Price performance (24H)

24H

24H low $3.0224H high $3.17

All-time high:

$3.84

Price change (24H):

-1.59%

Price change (7D):

-3.95%

Price change (1Y):

+379.12%

Market ranking:

Market cap:

$180,200,869,345.68

Fully diluted market cap:

$180,200,869,345.68

Volume (24h):

$5,218,498,876.49

Circulating supply:

59.31B XRP

Max supply:

About XRP (XRP)

What Is XRP?

Ripple, a revolutionary real-time gross settlement system (RTGS), stands out with its unique ability to facilitate instantaneous worldwide currency transactions. Its native token, XRP, holds an integral role in the XRP Ledger (XRPL), while the platform's versatility allows for trading in any currency.

Introduced in 2012 by co-founders Chris Larsen and Jed McCaleb, Ripple is both a digital currency and a transaction network. This advanced system is engineered for banks and financial institutions, offering an efficient method to process international money transfers and securities.

The term 'Ripple' refers to two components - the company and the financial network. On the other hand, XRP, the platform's token, acts as a bridge for exchanges between different currencies or networks. In essence, XRP serves as a temporary intermediary for settlements between two currencies.

Resources

Whitepaper: https://ripple.com/files/ripple_consensus_whitepaper.pdf

Official website: https://xrpl.org/

How Does XRP Work?

Ripple is a decentralized financial technology platform that seeks to streamline international transactions. Its ambition is to create a seamless experience for global money transfers, complete with real-time messaging, financial transaction clearing, and settlement. Leveraging Blockchain technology and modern APIs, Ripple enables financial institutions to send money across the globe instantaneously using the Ripple Network.

Ripple Network supports several products, including:

- xCurrent: This tool empowers banks to process global payments in real-time, allowing them to offer new cross-border payment services to their customers. xCurrent is engineered to align with the banks' compliance, risk, and security needs.

- xRapid: Developed to mitigate liquidity costs for banks and payment service providers, xRapid addresses the high costs associated with entering emerging markets, where a pre-funded local currency account is typically required. It uses XRP to provide liquidity for businesses, offering a more efficient and dependable liquidity option for cross-border payments.

- xVia: This service lets users send global payments with complete transparency, providing rich information such as attached invoices. Notably, xVia doesn't require users to download any software.

The Ripple Network allows customers to quickly tap into emerging markets and extend their businesses into various regions. It saves significant administrative and time costs. With just a single connection, customers gain access to top-tier blockchain technology for global payments, payout capabilities in over 40 currencies, and on-demand liquidity, which serves as an alternative to pre-funding. In addition, it ensures operational consistency through a common rulebook.

Price Volatility and Regulatory Challenges

Like most cryptocurrencies, the price of XRP has experienced significant volatility. It has had its moments of massive price spikes, followed by steep drops, driven by various factors, including overall sentiment in the crypto markets, changes in regulation, and news about Ripple Labs.

Over the years, Ripple Labs has faced regulatory scrutiny, particularly from the U.S. Securities and Exchange Commission (SEC), which filed a lawsuit against the company in 2020 alleging that it conducted an unregistered securities offering by selling XRP.

On July 13, 2023, Judge Analisa Torres of the U.S. District Court for the Southern District of New York issued a summary judgment in the SEC v. Ripple case, which classified Ripple's XRP token to be partly a security and partly not. This preliminary judgment caused a surge in XRP tokens by over 70% within 24 hours, and the entire crypto market began an overall uptrend.

What Determines XRP's Price?

The XRP price today is influenced by a myriad of factors, and is often associated with its creator, Ripple Labs. Like many other cryptocurrencies, the value of XRP is determined by supply and demand in the market. Unlike other digital currencies, XRP cannot be mined; its cap is set at 100 billion tokens. Approximately 52 billion of these tokens are currently in circulation as of September 2023.

Ripple Labs releases about one billion tokens into the market annually, ensuring a steady supply. This strategy not only prevents the XRP price from appreciating too quickly but also contributes to its stability. However, XRP's price can be volatile due to various external influences, such as regulatory laws, its utility, prices of other cryptocurrencies like Bitcoin, and media portrayal.

When it comes to XRP price prediction, several factors play a pivotal role. These include the asset's reputation, regulations and taxes in different countries, the utility of XRP tokens, and the prices of other major cryptocurrencies. XRP price analysis also takes into account its integration into the financial sector, especially its role in efficient cross-border payments, which adds to its value. Ripple's suite of products, like the XRP ledger and RippleNet, aim to enhance global financial transfers, making XRP a preferred choice for many institutions.

XRP's unique consensus mechanism allows for faster and more cost-effective transactions compared to other cryptocurrencies. This efficiency makes XRP attractive to financial institutions and is a significant factor in XRP price determination. The XRP market cap, trading volume, and exchange rate against currencies like USD (often referred to as XRP to USD) are also crucial indicators of its value in the crypto market.

For potential investors, keeping an eye on the latest XRP news, XRP live price updates, and XRP price history is vital for making informed decisions. Whether you're looking to buy XRP, engage in XRP trading, or delve into XRP technical analysis, understanding the factors that influence its price is crucial for a successful investment strategy.

Conclusion

In conclusion, Ripple's XRP is transforming global transactions by providing quick, cost-effective services for banks and financial institutions. Despite price volatility and regulatory challenges, most notably from the SEC, XRP continues to show resilience. A recent preliminary judgment in the SEC v. Ripple case has even sparked a price surge. However, future regulatory developments may impact XRP's use and value. As Ripple's technology continues to disrupt the financial landscape, stakeholders must remain vigilant to manage associated risks and navigate potential shifts in the regulatory environment.

AI analysis report on XRP

Today's crypto market highlightsView report

Today's XRP price performance summaryView report

XRP project analysis reportView report

XRP Price History (USD)

The price of XRP is +379.12% over the last year. The highest price of XRP in USD in the last year was $3.65 and the lowest price of XRP in USD in the last year was $0.4335.

TimePrice change (%)

Lowest price

Highest price

24h-1.59%$3.02$3.17

7d-3.95%$3.01$3.32

30d+39.63%$2.16$3.65

90d+37.85%$1.91$3.65

1y+379.12%$0.4335$3.65

All-time+51562.01%$0.002802(2014-07-07, 11 years ago )$3.84(2018-01-04, 7 years ago )

XRP price historical data (all time).

What is the highest price of XRP?

The XRP all-time high (ATH) USD was $3.84 , recorded on 2018-01-04. Compared to the XRP ATH, the XRP current price is down by 20.92%.

What is the lowest price of XRP?

The XRP all-time low (ATL) USD was $0.002802 , recorded on 2014-07-07. Compared to the XRP ATL, the XRP current price is up by 108322.25%.

XRP Price Prediction

When is a good time to buy XRP? Should I buy or sell XRP now?

When deciding whether to buy or sell XRP, you must first consider your own trading strategy. The trading activity of long-term traders and short-term traders will also be different. The Bitget XRP technical analysis can provide you with a reference for trading.

According to the XRP 4h technical analysis, the trading signal is Sell.

According to the XRP 1d technical analysis, the trading signal is Buy.

According to the XRP 1w technical analysis, the trading signal is Strong buy.

What will the price of XRP be in 2026?

Based on XRP's historical price performance prediction model, the price of XRP is projected to reach $3.27 in 2026.

What will the price of XRP be in 2031?

In 2031, the XRP price is expected to change by +32.00%. By the end of 2031, the XRP price is projected to reach $6.71, with a cumulative ROI of +118.96%.

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Global XRP Prices

How much is XRP worth right now in other currencies? Last updated: 2025-07-31 23:15:26（UTC+0）

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FAQ

How many XRP are there in circulation?

The total supply of XRP is 100 billion. As of now, the circulating supply stands at 52,914,193,55 XRP. This cryptocurrency primarily functions within the Ripple payment network and is designed with businesses in mind. Its primary goal is to facilitate swift and seamless cross-border transactions. Breaking down the distribution of XRP: - The founders of XRP retained 20%. Chris Larsen and Jed McCaleb were allocated 9.5 billion XRP each, while Arthur Britto received 1 billion XRP. - 77.8% was set aside for Ripple. - In an effort to boost its use during its initial launch, 0.2% of XRP was airdropped as an experiment. The value of XRP derives from multiple factors. Primarily, its affiliation with Ripple and its partnerships with financial institutions, as well as its capability to be exchanged promptly and economically for various currencies and assets, contribute to its value.

Can XRP's price reach Bitcoin or Ethereum's price levels?

It's important to understand that the total supply of each cryptocurrency impacts its price. XRP has a much larger supply than Bitcoin or Ethereum, so even if it achieves a similar market cap, its per-token price would likely be lower. Also, the value propositions of these cryptocurrencies are different, so their market dynamics and demand drivers can vary.

Is XRP a good investment?

XRP, the digital asset of the Ripple network, has often been a topic of debate among cryptocurrency enthusiasts and investors. While every investment carries inherent risks, several factors contribute to XRP's potential as an investment: - Historical Resilience: Despite legal challenges, particularly in the US, XRP has demonstrated its staying power. It has consistently remained within the top-tier of cryptocurrencies in terms of market capitalization. Even during turbulent times, such as the lawsuit period in 2021, XRP managed to avoid drastic declines that some of its peers faced. - Growing Network Adoption: The Ripple network's core value proposition revolves around efficient cross-border transactions. This utility is especially palpable in regions like the Middle East, Asia, and Africa, where traditional banking systems might have delays or inefficiencies. As these regions increasingly adopt the Ripple network, the intrinsic value and demand for XRP could see an uptrend. - Mainstream Utilization: Unlike many new entrants in the cryptocurrency space, XRP has found its niche in being utilized by established financial institutions. This gives it a certain credibility and practical use-case that some speculative assets might lack. - Technological Evolution: The Ripple team isn't complacent with just cross-border transactions. They are proactively enhancing the XRP Ledger, with plans to incorporate support for trending blockchain applications like non-fungible tokens (NFTs). Such ventures can expand XRP's use-cases and potentially attract a wider range of investors. - Positive Legal Developments: The legal victory in July 2023 significantly boosted investor confidence. With the lifting of trading restrictions on major U.S. exchanges and the alleviation of immediate regulatory pressure from the SEC, XRP's liquidity and potential for price appreciation have become more favorable. However, potential investors should also be aware of the challenges. The final judgment of the lawsuit could have ramifications for XRP's future in the US market. Moreover, the volatile nature of the cryptocurrency market means prices can swing drastically in short periods.

What are the use cases of XRP?

XRP, the native cryptocurrency of the Ripple network, was primarily designed to streamline financial operations, especially in the realm of cross-border transactions. Here are some of the primary use cases for XRP: - Cross-Border Transactions: XRP's initial and most touted use case is for real-time settlement of international money transfers. Traditional cross-border transactions can take several days and involve multiple intermediaries. XRP acts as a bridge currency, allowing funds to be transferred globally in seconds with minimal fees. - Currency Exchange: Financial institutions can use XRP as a bridge currency when there isn't a direct exchange pair available between two currencies. This can reduce the need for banks to maintain accounts in foreign jurisdictions, potentially freeing up dormant capital. - Remittance Services: For remittance providers and their customers, XRP can offer a cheaper, faster alternative to traditional methods. This is especially beneficial for migrant workers sending money back to their home countries. - Payment Settlement: Beyond just international transactions, XRP can be used to settle any type of payment quickly, ensuring that businesses and individuals don't have to wait for transactions to clear. - Microtransactions: Due to its low fee structure, XRP can be effectively used for microtransactions, including in online content monetization where users might pay small amounts for accessing content. - Web Monetization: Initiatives like Coil use XRP for web monetization, allowing content creators to get paid in real-time as users consume their content. - Decentralized Finance (DeFi): While not as prevalent as on other networks, there are efforts to build DeFi platforms and tools on the XRP Ledger, which could see XRP being used for lending, borrowing, and more. - Non-Fungible Tokens (NFTs): The XRP Ledger is being updated to support NFTs, opening up potential use cases in gaming, art, music, and other areas where unique digital assets are valued. - Retail Purchases: As with many other cryptocurrencies, there's a push to have XRP accepted by retailers, both online and offline. As adoption grows, more retailers might accept XRP directly for goods and services. - E-commerce and Mobile Apps: Integration of XRP for payments in mobile applications and e-commerce platforms can provide an alternative to traditional payment methods.

Can XRP reach US$1 in 2023?

XRP's price has seen a notable surge, largely driven by a court decision that deemed its sales on crypto exchanges compliant with US securities laws. This positive ruling pushed the XRP price close to US$1 on July 14,2023. This isn't just a temporary spike; data shows significant backing from major investors, and there's growing confidence in the market about XRP's potential. Analysts are optimistic, with some forecasting the price to breach the US$1 mark and even reach up to US$10 in the long term. However, given the unpredictable nature of cryptocurrencies, thorough research is always advised before making investment decisions.

Can I mine XRP?

No, you can not mine XRP. The reason is that XRP operates differently from cryptocurrencies like Bitcoin and Litecoin, which rely on a proof-of-work (PoW) consensus mechanism and can be mined. XRP's consensus mechanism is different. Instead of mining, XRP uses a consensus algorithm to validate transactions and secure the network. All of the 100 billion XRP that will ever exist were created at the inception of the XRP Ledger. Ripple, the company closely associated with XRP, initially held the majority of these tokens and has been releasing them over time based on a predefined schedule.

What factors are influencing the current price of XRP?

Several factors influence XRP's price, including regulatory developments, overall cryptocurrency market trends, investor sentiment, and updates from Ripple, the company associated with XRP.

Is XRP a good investment for the future?

Whether XRP is a good investment depends on various factors such as your personal financial goals, risk tolerance, and the regulatory landscape. It's important to conduct thorough research and consider consulting with a financial advisor.

How has the SEC lawsuit affected XRP's price?

The SEC lawsuit against Ripple has created significant price volatility for XRP. News regarding the lawsuit's progress often leads to price fluctuations, either positively or negatively, depending on the developments.

What is the predicted price of XRP for the end of this year?

Price predictions for XRP vary widely among analysts and are subject to change based on market conditions. It's advisable to review multiple sources and keep abreast of market news for the most current insights.

How does XRP's price correlate with Bitcoin's price?

XRP, like many altcoins, often follows trends in Bitcoin's price due to Bitcoin's influence on the overall cryptocurrency market. However, unique events specific to XRP can also cause independent price movements.

Where can I buy XRP?

You can buy XRP on several cryptocurrency exchanges, including Bitget Exchange, which offers a secure and user-friendly platform for trading XRP.

What are the potential risks of investing in XRP?

Investing in XRP involves risks such as regulatory challenges, high volatility, and potential technological issues with the XRP Ledger. Diversifying your portfolio and staying informed can help mitigate these risks.

How do macroeconomic trends affect the price of XRP?

Macroeconomic trends, such as inflation rates, economic growth, and monetary policy, can impact investor appetite for cryptocurrencies, including XRP, thus affecting its price movement.

What impact do partnerships have on XRP's price?

Partnerships, especially those that boost XRP's use in cross-border payments, can positively influence its price by enhancing demand and bolstering investor confidence.

What role does Ripple play in XRP's price dynamics?

Ripple's activities, such as fostering partnerships, lawsuit developments, and strategic announcements, play a significant role in influencing XRP's price, given the close association between the two.

What is the current price of XRP?

The live price of XRP is $3.04 per (XRP/USD) with a current market cap of $180,200,869,345.68 USD. XRP's value undergoes frequent fluctuations due to the continuous 24/7 activity in the crypto market. XRP's current price in real-time and its historical data is available on Bitget.

What is the 24 hour trading volume of XRP?

Over the last 24 hours, the trading volume of XRP is $5.22B.

What is the all-time high of XRP?

The all-time high of XRP is $3.84. This all-time high is highest price for XRP since it was launched.

Can I buy XRP on Bitget?

Yes, XRP is currently available on Bitget’s centralized exchange. For more detailed instructions, check out our helpful How to buy guide.

Can I get a steady income from investing in XRP?

Of course, Bitget provides a strategic trading platform, with intelligent trading bots to automate your trades and earn profits.

Where can I buy XRP with the lowest fee?

Bitget offers industry-leading trading fees and depth to ensure profitable investments for traders. You can trade on the Bitget exchange.

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Cryptocurrency investments, including buying XRP online via Bitget, are subject to market risk. Bitget provides easy and convenient ways for you to buy XRP, and we try our best to fully inform our users about each cryptocurrency we offer on the exchange. However, we are not responsible for the results that may arise from your XRP purchase. This page and any information included are not an endorsement of any particular cryptocurrency. Any price and other information on this page is collected from the public internet and can not be consider as an offer from Bitget.