Monero priceXMR

After months of tight consolidation, $XMR has pushed above its range. Sellers are exhausted, structure has flipped, and momentum is turning bullish. As long as price holds above the breakout zone, upside continuation remains likely. Simple setup. Clean structure. Let price confirm and ride the move. 🔥

A persistent bearish trend has led to widespread declines across many altcoins over the past week. As a result, some market participants are researching alternative crypto assets that may behave differently during periods of market stress. However, evaluating crypto assets during a bear market remains challenging, as many price movements are driven by speculation rather than underlying fundamentals. This article examines five crypto projects that emphasize functional use cases rather than purely speculative narratives. The projects discussed include Digitap ($TAP), Solana (SOL), Chainlink (LINK), Cardano (ADA), and Monero (XMR), each representing different approaches to utility, scalability, data infrastructure, governance, or privacy within the broader crypto ecosystem. Table of Contents Digitap and Its Omnibank-Based Payment Model Solana and Its Scalability-Focused Blockchain Architecture Chainlink’s Role in Decentralized Data Infrastructure Cardano’s Research-Oriented Development Approach Monero and Privacy-Focused Cryptocurrency Design $TAP Token Overview Conclusion – Managing Investments During a Bear Market Disclaimer Digitap and Its Omnibank-Based Payment Model Digitap is a Web3 project that focuses on integrating crypto and fiat payment systems through an omnibank-style platform. The platform is designed to allow users to manage, store, and transact using both digital assets and traditional currencies within a single interface. The Digitap application is available on both the Play Store and App Store. According to the project, the platform aims to provide basic financial services to users who may not have access to traditional banking infrastructure, with account creation that does not require standard KYC procedures. Digitap also works with sponsored banking partners to access fiat payment rails such as SEPA and SWIFT, enabling cross-border transfers. The platform states that it seeks to reduce transaction costs compared to certain traditional payment services and offers optional virtual and physical Visa co-branded cards. In addition to its core product features, Digitap is currently running a time-limited seasonal promotional campaign intended to increase user engagement. Solana and Its Scalability-Focused Blockchain Architecture Solana is widely discussed for its scalability-oriented blockchain design, which emphasizes high transaction throughput and low transaction fees. The network supports a growing ecosystem of decentralized applications (dApps) across areas such as decentralized finance, NFTs, and on-chain gaming. In the short term, SOL has experienced downward price pressure alongside the broader market. Over the past week, the token declined following a market-wide selloff triggered by macroeconomic concerns, including uncertainty surrounding potential monetary policy changes by the Bank of Japan. After reaching lower price levels mid-week, SOL later stabilized as market volatility eased. From a longer-term perspective, Solana’s relevance is often discussed in relation to its expanding developer ecosystem and ongoing network upgrades, which continue to shape its role within the broader blockchain landscape. Chainlink’s Role in Decentralized Data Infrastructure Chainlink is an established oracle network designed to connect smart contracts with external data sources. By enabling access to real-world data, Chainlink supports a wide range of decentralized finance (DeFi) applications and other blockchain-based use cases that rely on off-chain information. LINK serves as the utility token within the Chainlink ecosystem, where it is used for node operator incentives and network security. Similar to other major crypto assets, LINK has seen price declines in recent market conditions, reflecting broader uncertainty across the digital asset sector. Despite short-term volatility, Chainlink continues to be referenced in discussions around decentralized infrastructure, particularly as more blockchain applications explore integrations with traditional financial and data systems. Cardano’s Research-Oriented Development Approach Cardano follows a development philosophy centered on academic research and peer-reviewed methodologies. This approach has historically resulted in a slower rollout of features compared to some competing blockchain networks. Recent upgrades, including scalability improvements such as Hydra, have expanded Cardano’s capacity to support smart contracts and decentralized applications. During periods of market weakness, ADA has also experienced notable price declines, reflecting reduced risk appetite among market participants. Nevertheless, Cardano remains an established blockchain project with an active development community and a governance model that emphasizes stakeholder participation. These factors continue to influence how the network is positioned within long-term blockchain research and development discussions. Monero and Privacy-Focused Cryptocurrency Design Monero is designed as a privacy-focused cryptocurrency, utilizing technologies such as ring signatures and stealth addresses to obscure transaction details. Unlike many projects that offer optional privacy features, Monero’s protocol enforces privacy by default. During recent market conditions, Monero has attracted increased attention amid growing discussions around financial privacy and surveillance. Over the past week, XMR recorded price gains while much of the broader market remained under pressure. Although XMR remains below its historical peak, it continues to be referenced in conversations about privacy-preserving digital assets, particularly as regulatory scrutiny and transparency requirements increase across the crypto industry. $TAP Token Overview $TAP functions as the transactional and governance token within the Digitap ecosystem. According to the project’s documentation, the token is intended to support platform operations, user participation, and governance mechanisms. The token has a capped supply and incorporates mechanisms designed to limit long-term inflation. $TAP is currently distributed through a multi-stage presale process, with pricing determined by predefined rounds set by the project team. As with many early-stage crypto assets, participation in presales carries higher risk, and outcomes depend on factors such as product adoption, regulatory developments, and broader market conditions. Learn more about their project here: Presale https://presale.digitap.app Website: https://digitap.app Social: https://linktr.ee/digitap.app Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway Conclusion – Managing Investments During a Bear Market Bear markets often encourage investors to look beyond short-term price movements and place greater emphasis on fundamentals and real-world utility. As outlined in this article, the highlighted tokens – Digitap, Solana, Chainlink, Cardano, and Monero – operate across different areas of the crypto ecosystem, including payments, smart contract infrastructure, data oracles, and privacy-focused networks. Rather than implying guaranteed outcomes, these examples demonstrate how factors such as practical use cases, ecosystem adoption, and long-term development strategies can affect how projects perform during market downturns. In highly volatile conditions, understanding the role and function of each asset within its broader ecosystem may help readers develop a more balanced and informed view of crypto market behavior in bearish periods. Disclaimer Please be advised that all information, including our ratings, advices and reviews, is for educational purposes only. Crypto investing carries high risks, and CryptoNinjas is not responsible for any losses incurred. Always do your own research and determine your risk tolerance level; it will help you make informed trading decisions.

Bitcoin loses support levels and puts pressure on the crypto market. Stablecoins indicate available liquidity for 2026. The CLARITY Act could redefine regulation in the US. The cryptocurrency market entered a more cautious phase at the end of 2025, with investors reassessing expectations after the loss of relevant technical levels and the worsening annual performance of most digital assets. This correction occurs amidst growing bets that global liquidity may only regain strength in 2026. Bitcoin retreated from recent highs following the release of the US Consumer Price Index and the Bank of England's decision to cut interest rates. As a result, the total cryptocurrency market capitalization approached a symbolic level of one trillion dollars before showing a slight recovery, according to market data. Related Stories No Content Available Among the top 50 digital assets with a full year-to-date history, few managed to maintain positive performance. Privacy-focused tokens, such as Monero and Zcash, as well as BNB, are among the exceptions. Bitcoin has accumulated losses this year, while other relevant cryptocurrencies have registered more significant losses in the same period. In the fourth quarter, the price of Bitcoin broke through an important technical support level and began to fluctuate below that level, reinforcing more conservative readings for the medium term. Analyst Peter Brandt believes that the current movement follows a pattern observed in previous cycles, marked by diminishing returns and corrections after rapid advances. In his view, the break of the parabolic advance opens the way for a deeper pullback throughout 2026. The macroeconomic environment adds complexity to the scenario. While the United States and the United Kingdom have adopted interest rate cuts, the Bank of Japan has raised rates to their highest level in five years. This divergence puts pressure on global markets and affects strategies such as carry trades in yen, with indirect repercussions on risk assets, including cryptocurrencies. Geopolitical factors also weigh on sentiment. The protracted conflict in Ukraine and recent tensions involving the United States and Venezuela amplify the perception of risk, according to market observers. Despite the price pressure, one indicator stands out: the market capitalization of stablecoins has grown consistently over the past 12 months. Analysts interpret this movement as a sign of latent liquidity in the ecosystem, ready to be mobilized when macroeconomic conditions improve. In the United States, the Federal Reserve has already implemented several interest rate cuts in 2025, and the market is pricing in further reductions. Historically, periods of quantitative easing have coincided with phases of greater expansion in the crypto market. In the regulatory field, the White House confirmed that the Digital Asset Market Clarity Act will be reviewed by the Senate in January. The bill proposes separating the powers of the SEC and the CFTC, offering a clearer framework for cryptocurrency companies and replacing the practice of regulation via litigation. Disclaimer: The views and opinions expressed by the author, or anyone mentioned in this article, are for informational purposes only and do not constitute financial, investment or other advice. Investing or trading cryptocurrencies carries a risk of financial loss. Tags: Crypto market

🚨 Crypto Prices at a Crossroads After BoJ Rate Hike BTC, SOL, XMR, and WLFI React as Global Liquidity Tightens Crypto markets moved cautiously today as traders digested a major macro signal from Japan. The Bank of Japan (BoJ) raised interest rates by 25 basis points to 0.75%, marking its highest policy rate since 1995. While the move was widely anticipated, its implications for global liquidity and risk assets have placed cryptocurrencies at a critical inflection point. Macro Shockwaves: Why the BoJ Matters to Crypto Japan plays an outsized role in global finance. Higher Japanese rates can strengthen the yen, unwind carry trades, and drain liquidity from global markets. Historically, such shifts tend to pressure risk-on assets, including equities and cryptocurrencies. As a result, traders across crypto markets adopted a wait-and-see stance, prioritizing capital preservation over aggressive positioning. Bitcoin Holds Steady Near Key Levels Bitcoin (BTC) hovered around $86,700, posting a modest gain on the day but failing to break convincingly in either direction. This price behavior reflects uncertainty rather than strength. BTC’s ability to hold above mid-$86K levels suggests underlying demand remains intact, yet the lack of volume expansion signals hesitation. For now, Bitcoin sits at a crossroads: either it absorbs the macro shock and stabilizes, or liquidity tightening pushes it into a broader correction. Altcoins Show Mixed Reactions Solana (SOL) traded slightly higher but remained range-bound, mirroring Bitcoin’s indecision. Network fundamentals remain strong, but macro pressure is limiting upside momentum. Monero (XMR) slipped modestly, underperforming peers as privacy-focused assets saw reduced speculative interest in a risk-averse environment. WLFI stood out with a small gain, suggesting selective rotation into niche or lower-cap tokens despite broader caution. These mixed moves highlight a market that is not panicking—but also not confident enough to trend. Market Sentiment: Fear High, Volatility Low Despite a slight uptick in total crypto market capitalization, fear levels remained elevated. Volatility stayed muted, indicating traders are positioning defensively rather than reacting emotionally. This combination often precedes a larger move, as compressed volatility rarely lasts long—especially when macro uncertainty is rising. What Comes Next? The BoJ’s rate hike reinforces a global theme: liquidity is no longer expanding freely. For crypto, this means rallies must be earned through real demand rather than cheap capital. In the near term, expect continued range-bound trading as markets reassess risk. A clear break—up or down—will likely depend on how global investors respond to tighter financial conditions in the days ahead. For now, crypto remains balanced on a knife’s edge.