Many analysts in the crypto community are talking about whether they should keep holding XRP or switch to Zcash (ZEC). XRP has been moving slowly for a long time, and this has made some holders feel tired and unsure. At the same time, Zcash has gained new attention because former BitMEX CEO Arthur Hayes shared a strong positive opinion about it. This has created a fresh debate across social platforms. One analyst has shed light on the same, discussing the pros and cons.
XRP has shown progress in real-world use, bank partnerships and global events, but the price has not moved as fast as many expected. Some XRP holders say they are patient and believe long-term growth will come from real utility and regulation clarity. Others feel disappointed because the price keeps slowing down whenever it tries to rise.
XRP has a strong purpose in global payments and cross-border transfers. Selling too early might lead to regret if big adoption news arrives later.
Zcash became a hot topic again after Arthur Hayes said ZEC could one day be worth between 10% and 20% of Bitcoin’s value. He shared this view because Zcash offers full privacy features, which he thinks will become more important in the future digital world. After his statement, many online discussions began asking if Zcash might be undervalued right now.
XRP is built mainly for fast payments, banks, and real-world finance. It has a large community, long history, and deep global connections. It usually moves slowly but is seen as more stable.
Zcash focuses on privacy and strong protection of personal financial information. It has a smaller community and higher price swings. This means it can rise faster, but it can also fall faster.
Switching from XRP to ZEC means moving from a slow and steady coin to a fast and risky one. Some people like safety, others like bigger possible gains.
The real decision depends on the investor type. Long-term utility investors may choose to hold XRP while waiting for real-world adoption to reflect in price. Higher-risk speculators may look at Zcash because the upside percentage from current levels appears larger.
The analyst said that both assets can exist in a portfolio together because they serve different use-cases. Privacy and payments are two separate sectors inside crypto, and both could grow over time.
