Pantera Capital partner predicts next year's crypto trends: prediction markets will compete through differentiation, bitcoin quantum panic will persist, and DAT integration

BlockBeats News, December 25, Jay Yu, Junior Partner at Pantera Capital, published 12 predictions for crypto trends in 2026, including:

· Capital-efficient consumer credit: Launching simple lending applications through on-chain/off-chain credit modeling, modular design, and AI behavioral learning.

· Diversification of prediction markets: Prediction markets will split into financial directions (integrated with DeFi, leveraged) and cultural directions (community-driven, long-tail enthusiasts).

· Agent commerce and x402 expansion: Agent commerce uses x402 endpoints to expand into micropayments and regular payments, with Solana surpassing Base in low-value transaction volume.

· AI as a crypto interface layer: AI-assisted trading (such as trend analysis) becomes mainstream and gradually integrates into consumer applications.

· The rise of tokenized gold: Tokenized gold becomes a key RWA (real-world asset), chosen as a store of value due to issues with the US dollar.

· Bitcoin quantum panic: Breakthroughs in quantum technology trigger institutional discussions about Bitcoin's quantum resistance, but the technology does not yet threaten its value.

· Unified privacy development experience: Privacy technologies (such as Ethereum's Kohaku) provide simplified development interfaces, possibly launching privacy-as-a-service.

· Integration of DAT: Digital Asset Trading platforms (DAT) consolidate to 2-3 per major market, achieved through clearing or mergers.

· Rethinking token and equity separation: Governance token crises prompt companies to opt for privatization, possibly introducing redeemable equity tokens.

· Perpetual DEX integration: Hyperliquid dominates the market, HIP3 markets and yield stablecoins (such as HyENA) become key, and USDC loses ground on HYPE.

· Multi-chain Prop AMM: Prop AMM expands to multiple chains, accounting for more than half of Solana's trading volume, pricing more assets such as RWA.

· Traditional fintech adopts stablecoins: Stripe, Ramp, and others use stablecoins for international payments, with stablecoin chains like Tempo becoming fiat onramp bridges.

It is worth noting that Jay Yu claims his predictions for 2025 had a high accuracy rate of 7/10, including a precise forecast of Solana developer migration.