Bitget App
Trade smarter
Buy cryptoMarketsTradeFuturesEarnSquareMore
Stripe, Paradigm Open Tempo Blockchain to Public as Stablecoin Demand Accelerates

Stripe, Paradigm Open Tempo Blockchain to Public as Stablecoin Demand Accelerates

CoinspeakerCoinspeaker2025/12/08 16:00
By:By Ibrahim Ajibade Editor Marco T. Lanz

Stripe and Paradigm opened Tempo’s public testnet, inviting companies to build stablecoin payment apps with fixed 0.1-cent fees and predictable settlement.

Key Notes

  • Tempo blockchain separates transaction lanes to prevent congestion and offers stable fees at one-tenth of a cent per transaction.
  • Major financial institutions including UBS, Deutsche Bank, and Cross River Bank are testing the payments-focused network's capabilities.
  • The platform accepts dollar-denominated stablecoins like USDT and USDC for transaction costs and targets microtransaction use cases.

Stripe and Paradigm opened Tempo’s public testnet on Tuesday, expanding the operational capacity of the payments-focused blockchain unveiled in September. A Bloomberg report on Tuesday detailed how the rollout invites any company to begin building stablecoin payment applications on the network.

The companies confirmed that Tempo’s newest group of partners includes UBS, Cross River Bank, and prediction-market operator Kalshi.

They join existing participants such as Deutsche Bank, Nubank, OpenAI, and Anthropic, which have been testing live workloads to validate the chain’s performance. Other partners mentioned include DoorDash, Shopify, Standard Chartered , Visa , Coupang, and Revolut, with more firms like Klarna, Brex, Coastal, Mastercard , Ramp, Payoneer, Persona, and Figure joining after the initial announcement .

Tempo’s testnet is live!

Any company can now build on a payments-first chain designed for instant settlement, predictable fees, and a stablecoin-native experience.

Tempo has been shaped with a wide group of partners validating real workloads including @AnthropicAI , @Coupang ,… pic.twitter.com/tHcjuBRGZb

— tempo (@tempo) December 9, 2025

According to details, the Tempo blockchain applies a payments-first architecture that separates transaction lanes from the broader network to avoid congestion common on public blockchains. The design targets predictable settlement times and fee stability, aiming to prevent disruptions often triggered by spikes in speculative trading.

With a fixed fee of one-tenth of a cent per transaction, Tempo offers an alternative to traditional card rails that charge between one and three percent plus fixed costs.

This model also aligns with rising interest in microtransactions across fintech and AI firms, which increasingly prefer usage-based fees instead of monthly billing. Tempo also accepts any dollar-denominated stablecoin for transaction costs, including USDT and USDC, the two largest tokens in circulation.

Companies building on the Tempo blockchain can begin testing integrations today, according to project documentation.

"Working with Tempo allows Coastal to test and co-create the next generation of financial infrastructure. It’s not just about improving speed or efficiency — it’s about unlocking new capabilities for the broader ecosystem of fintech and embedded finance partners. Together, we’re… https://t.co/grxZmHHBKO

— Coastal (@CoastalBankWA) December 9, 2025

Coastal Bank President Brian Hamilton said his institution is testing how the network’s structure could unlock new capabilities across fintech and embedded-finance partners.

Matt Huang, managing partner at Paradigm, which leads the project’s development effort, told Bloomberg his team will focus on real-world use cases for stablecoins.

The move continues a year-long trend of US institutional participation in crypto, further accelerated by the GENIUS ACT regulatory framework signed into law by President Donald Trump in July 2025.

0
0

Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

PoolX: Earn new token airdrops
Lock your assets and earn 10%+ APR
Lock now!

You may also like

DiDi has become a digital banking giant in Latin America

DiDi has successfully transformed into a digital banking giant in Latin America by addressing the lack of local financial infrastructure, building an independent payment and credit system, and achieving a leap from a ride-hailing platform to a financial powerhouse. Summary generated by Mars AI. This summary was produced by the Mars AI model, and its accuracy and completeness are still being iteratively improved.

MarsBit2025/12/10 21:24
DiDi has become a digital banking giant in Latin America

Fed rate cuts in conflict, but Bitcoin's "fragile zone" keeps BTC below $100,000

The Federal Reserve cut interest rates by 25 basis points, but the market interpreted the move as hawkish. Bitcoin is constrained by a structurally fragile range, making it difficult for the price to break through $100,000. Summary generated by Mars AI This summary was generated by the Mars AI model, and the accuracy and completeness of its content are still being iteratively updated.

MarsBit2025/12/10 21:22
Fed rate cuts in conflict, but Bitcoin's "fragile zone" keeps BTC below $100,000

Full text of the Federal Reserve decision: 25 basis point rate cut, purchase of $4 billion in Treasury bills within 30 days

The Federal Reserve cut interest rates by 25 basis points with a 9-3 vote. Two members supported keeping rates unchanged, while one supported a 50 basis point cut. In addition, the Federal Reserve has restarted bond purchases and will buy $40 billion in Treasury bills within 30 days to maintain adequate reserve supply.

Jin102025/12/10 21:17
Full text of the Federal Reserve decision: 25 basis point rate cut, purchase of $4 billion in Treasury bills within 30 days

HyENA officially launched: Perp DEX supported by Ethena and based on USDe collateral goes live on Hyperliquid

The launch of HyENA further expands the USDe ecosystem and brings institutional-grade margin efficiency to the on-chain perpetuals market.

深潮2025/12/10 20:13
© 2025 Bitget