XRP News Today: XRP Faces Technical Challenges While Ripple Grows Its Institutional Presence

XRP, the cryptocurrency developed by Ripple, has pulled back from its recent high of $2.58, prompting worries among investors as both technical signals and blockchain data point to the possibility of additional losses. The asset, which has been mired in regulatory ambiguity for some time, now stands at a pivotal moment as the broader altcoin market weakens and investor attitudes shift.

A significant technical red flag is the appearance of a "death cross" on XRP’s daily chart, where the 50-day moving average has fallen below the 200-day moving average—a bearish indicator that has historically preceded extended declines, according to a

. This crossover, which followed a steady downtrend since early October, has led XRP to stabilize around $2.26 after dropping beneath a crucial support at $2.40. The Relative Strength Index (RSI) is now close to 40, reflecting limited upward , while resistance at $2.50 and $2.60 continues to pose significant challenges for a recovery, as highlighted by Coinotag. Experts point out that without a major trigger such as regulatory progress or greater institutional interest, may revisit lower support levels between $1.90 and $2.00.

Blockchain analytics further reinforce these worries, showing a notable increase in profit-taking among long-term investors. Glassnode data reveals that realized profits have soared 240% since September, climbing from about $65 million daily to nearly $220 million as XRP’s price slid from its September peak of $3.09 to around $2.30, as

. This trend of "distribution into weakness"—where holders sell as prices drop rather than during rallies—indicates declining confidence in XRP’s short-term outlook. At the same time, realized losses have surpassed $470 million as the price dipped below $2.50, putting additional strain on holders and increasing supply, according to Coinotag’s analysis.

Despite these headwinds, Ripple’s institutional growth continues. The company recently completed a $500 million funding round led by Citadel Securities and Fortress Investment Group, valuing its 34 billion XRP treasury at roughly $79 billion, according to . Company leaders stated that the new capital will support mergers, acquisitions, and the expansion of XRP-based payment systems, rather than an IPO. Ripple’s focus has shifted from legal battles to practical use, as seen with its RLUSD stablecoin, now circulating over $1 billion and being adopted by partners like Mastercard and Gemini. However, XRP’s market price has not reflected these advancements, falling 20% in the fourth quarter of 2025 as realized losses and profit-taking surged, as Coinotag observed.

Market sentiment remains crucial. Large holder activity has dropped sharply, with whale-to-exchange transfers falling from nearly 49,000 in late October to under 1,000 this week, based on CryptoQuant data cited by Investing.com. This points to reduced selling pressure as major holders move XRP into long-term storage. However, retail enthusiasm has faded, with participation in trading forums and social media discussions down 25% month-over-month, indicating fatigue among short-term traders, as Investing.com noted.

Looking forward, XRP faces a key test at the $2.45–$2.50 range. Breaking above this level could revive momentum toward $2.80, while failing to hold $2.05 could trigger a drop to $1.80, a historically important accumulation area, as reported by Investing.com. Some analysts remain cautiously hopeful, suggesting that XRP’s underlying strengths—driven by Ripple’s growing payment network—could support gains in the medium term if transaction volumes rise. Long-term forecasts, such as a potential move above $10 by 2029,

, depend on broader adoption by financial institutions and investors, though such projections remain uncertain.

At present, XRP is trading within a range of $2.10 to $2.45, with stabilization near $2.32 providing a brief respite. The future direction will likely hinge on developments such as possible approval of an XRP ETF or wider use of Ripple’s On-Demand Liquidity (ODL) service. Until then, traders are encouraged to focus on risk management in a market still dominated by technical weakness and shifting sentiment.