Bitget App
Trade smarter
Buy cryptoMarketsTradeFuturesEarnWeb3SquareMore
Trade
Spot
Buy and sell crypto with ease
Margin
Amplify your capital and maximize fund efficiency
Onchain
Going Onchain, without going Onchain!
Convert & block trade
Convert crypto with one click and zero fees
Explore
Launchhub
Gain the edge early and start winning
Copy
Copy elite trader with one click
Bots
Simple, fast, and reliable AI trading bot
Trade
USDT-M Futures
Futures settled in USDT
USDC-M Futures
Futures settled in USDC
Coin-M Futures
Futures settled in cryptocurrencies
Explore
Futures guide
A beginner-to-advanced journey in futures trading
Futures promotions
Generous rewards await
Overview
A variety of products to grow your assets
Simple Earn
Deposit and withdraw anytime to earn flexible returns with zero risk
On-chain Earn
Earn profits daily without risking principal
Structured Earn
Robust financial innovation to navigate market swings
VIP and Wealth Management
Premium services for smart wealth management
Loans
Flexible borrowing with high fund security
DeFi Closes Financial Divides with the Rise of Instant Cryptocurrency Lending

DeFi Closes Financial Divides with the Rise of Instant Cryptocurrency Lending

Bitget-RWA2025/10/28 15:38
By:Bitget-RWA

- Uphold partners with Exactly Protocol to launch instant crypto loans via Visa cards, enabling users to borrow against XRP, ETH, and stablecoins without traditional banking intermediaries. - The service, expanding to Latin America in December 2025, aims to democratize financial access by removing credit checks and offering 24/7 on-chain lending, addressing regional currency instability. - DeFi growth is supported by projects like Mutuum Finance (raising $17.8M) and security innovations such as Credifence’

Uphold, a prominent provider of on-chain financial infrastructure, has introduced a new feature in partnership with the Exactly Protocol, enabling users to either earn returns on or borrow against their crypto holdings. Announced on October 27, 2025, this initiative is seen as a major move toward making decentralized finance (DeFi) more accessible to the general public by streamlining the process of obtaining credit and liquidity, as reported by

. Customers are now able to use assets like , ETH, , and BTC as collateral for loans, which can then be spent using a Visa credit card—removing the reliance on conventional banks. Uphold CEO Simon McLoughlin highlighted that this service could broaden financial access, stating that "on-chain borrowing and lending is among the most valuable applications in crypto," though it has mainly been available to those with technical expertise. The new integration, he explained, eliminates obstacles such as credit checks and provides round-the-clock access with immediate fund release, according to Business Insider.

Scheduled to roll out in Florida and Latin America in December 2025, this service responds to the increasing need for digital asset solutions in areas where traditional banking is less developed. Gabriel Gruber, the founder of Exactly Protocol, described the collaboration as a key advancement toward establishing a "fully decentralized credit market," allowing users to obtain affordable loans while retaining ownership of their assets. The partnership also highlights DeFi’s role in mitigating risks from currency devaluation, which is especially significant in Latin America, where digital currencies are increasingly used as protection against economic instability.

DeFi Closes Financial Divides with the Rise of Instant Cryptocurrency Lending image 0

As DeFi continues to grow, security is a top priority. Credifence, a brand focused on consumer security, has recently introduced an RFID-blocking card to help prevent fraud in contactless payments. Its passive CyberShield technology blocks 13.56 MHz signals from payment cards, passports, and IDs, addressing growing concerns about digital identity theft, according to

. With contactless payments becoming more widespread globally, this product reflects the ongoing effort to balance technological innovation with privacy protection.

The expansion of the DeFi sector is also being fueled by strong venture capital investment. Coinbase’s $375 million purchase of Echo, a community-driven on-chain investment platform, and Pave Bank’s $39 million Series A funding round both demonstrate investor faith in blockchain’s ability to transform financial services. Mike Giampapa from Galaxy Ventures remarked that, despite recent market fluctuations, "the core outlook for the market is unchanged," with disruptions ultimately reinforcing on-chain infrastructure.

As these trends come together, DeFi is increasingly poised to close gaps in financial inclusion, delivering practical benefits through easy borrowing, yield opportunities, and improved security. For people in regions with limited access to banks, the move toward decentralized solutions is not only a technological leap but also a crucial step toward fairer financial systems.

0

Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

PoolX: Earn new token airdrops
Lock your assets and earn 10%+ APR
Lock now!

You may also like

Bitcoin Updates: Dollar Rises Amid Trade Optimism, Crypto Awaits as Fed Decision Approaches

- The U.S. dollar hit multi-year highs amid trade optimism and near-certainty of a Fed rate cut before its policy meeting. - EUR/JPY surged to 178.15, signaling strong dollar momentum, while Bitcoin saw $931M inflows as investors anticipate monetary easing. - A 25-basis-point Fed cut is expected to weaken the dollar, boost risk assets, and trigger capital rotation into emerging markets and crypto. - Trump narrowed Fed chair candidates to five, including Rick Rieder, with implications for inflation, labor m

Bitget-RWA2025/10/29 10:42
Bitcoin Updates: Dollar Rises Amid Trade Optimism, Crypto Awaits as Fed Decision Approaches

Bitcoin Updates: Crypto Industry Evolves—Whale Nets $17M Profit While DEX Volume Surpasses $1T During Market Fluctuations

- A crypto whale (0xc2a) earned $17M via 20x leveraged longs on Bitcoin and Ethereum during heightened volatility near $17B options expiry. - Decentralized exchanges (DEXs) hit $1T+ monthly volume in October 2025, driven by geopolitical shocks and incentive programs. - Fed policy decisions and tech earnings now shape crypto markets, which increasingly diverge from traditional assets amid institutional-grade infrastructure growth.

Bitget-RWA2025/10/29 10:42
Bitcoin Updates: Crypto Industry Evolves—Whale Nets $17M Profit While DEX Volume Surpasses $1T During Market Fluctuations

Bitcoin Updates Today: Are Bitcoin Repurchases a Risky Bet or a Brilliant Business Move?

- Metaplanet Inc. launched a $500M share buyback using Bitcoin-collateralized loans to close its stock price gap with $3.5B BTC holdings. - The 13.13% buyback aims to boost Bitcoin yield per share and restore investor confidence amid mNAV rebound to 1.03. - Critics warn Bitcoin-backed buybacks risk asset sales during price drops, while the strategy mirrors corporate crypto trends leveraging digital assets for capital optimization. - Shares rose 2.3% post-announcement, but sector remains polarized between b

Bitget-RWA2025/10/29 10:42
Bitcoin Updates Today: Are Bitcoin Repurchases a Risky Bet or a Brilliant Business Move?

Diplomatic Efforts and Technological Advancements Drive Growth in the Luxury Sector Despite Global Political Uncertainty

- Global luxury markets expand via digital innovation, with France's sector projected to grow from $23.75B to $35.97B by 2033, driven by fashion, jewelry, and tourism. - Gulf hospitality boom sees Hilton's Saudi Arabia hotel count surpass 100, while UK-GCC trade talks aim to boost luxury exports by £1.6B annually through diplomatic agreements. - Geopolitical tensions, including Trump's $70B Gaza reconstruction plan facing Gulf resistance and Saudi Arabia's oil price challenges, risk destabilizing cross-bor

Bitget-RWA2025/10/29 10:22
Diplomatic Efforts and Technological Advancements Drive Growth in the Luxury Sector Despite Global Political Uncertainty