XRP’s Path to $2 Depends on ETF Momentum Amid Stablecoin Rivalry and Price Fluctuations

Institutional interest in XRP is rising rapidly as ETF and … [ 5 ] and project

could potentially hit $2 by 2026, driven by greater institutional involvement, clearer regulations, and ETF-related developments. Ripple’s legal victory has eliminated a major hurdle for institutional use, allowing the XRP Ledger (XRPL) to now facilitate real-world asset (RWA) tokenization and stablecoin solutions. Experts point out that Ripple’s growing network of cross-border payment partners—such as SBI Remit in Japan and Onafriq in Africa—positions XRP as a low-cost alternative to conventional remittance channels, where global fees average 6%.

XRP News: 264M XRP Disappears From Coinbase in 30 Days, What’s … [ 4 ] and observe a notable change in XRP’s institutional landscape, with more than 264 million tokens leaving

over three months and consolidating into six cold storage wallets. This movement aligns with a growing trend of institutional custody, as companies like BlackRock’s Aladdin platform add XRP to private vaults. At the same time, Ripple’s RLUSD stablecoin, supported by BNY Mellon, introduces a regulated dollar-based asset to its ecosystem, which could draw more institutional investment.

Institutional Demand for XRP Accelerates as ETF and … [ 5 ] and stress optimism around ETFs, with several applications awaiting approval in 2025. The NYSE’s 19b-4 filing to convert the Grayscale XRP Trust into an ETF, along with CME Group’s plan to launch XRP futures options in October 2025, highlight expanding institutional access. Analysts suggest that ETF approval could mirror

and Ethereum’s post-ETF rallies, with XRP’s 435% year-to-date increase and $176 billion market cap indicating strong momentum.

XRP price today: could an XRP ETF be approved in 2026? what’s … [ 8 ] and point to growing retail and on-chain accumulation. The number of wallets holding less than 100 XRP rose by 11.6% in two months, reaching 6.07 million holders as of September 2025. Large transactions also surged, with $1.35 billion in XRP moved in August 2025. CoinGlass data reveals that 78% of XRP perpetual contracts are long, reflecting bullish sentiment.

Institutional Demand for XRP Accelerates as ETF and … [ 5 ] and warn that XRP’s future depends on its ability to compete with stablecoins and CBDCs in cross-border payments. While Ripple’s ODL service helps reduce the need for pre-funding, there are still risks, such as technical issues with XRPL’s AMM. Nevertheless, institutional interest in XRP’s role in liquidity bridging and tokenization remains strong.

and conclude that XRP’s outlook is closely tied to broader economic trends and regulatory shifts. With projections of over 100 spot XRP ETFs launching in 2026 and Ripple’s RWA infrastructure expanding, the token could surpass major resistance points ($3.12, $3.32) and aim for $4.00. However, short-term price swings and liquidity issues—such as $500 million in liquidations during a 24,000 BTC sell-off—still pose risks.