XRP News Today: XRP Earn Account Redefines Yield Without Compromising Control

XRP holders are set to benefit from a new development in the DeFi space as MoreMarkets partners with Flare to launch the XRP Earn Account. The product aims to provide a streamlined on-chain yield generation mechanism for XRP without the need for users to navigate multiple blockchains, bridges, or complex protocols. Through this integration, users can earn yield by bridging their XRP to the Flare network and participating in decentralized finance strategies such as lending or liquid staking. FXRP, a 1:1 representation of XRP on the Flare network, is minted via the FAssets system, ensuring users retain control of their assets while earning returns through Flare-based DeFi mechanisms. MoreMarkets manages the backend processes, including the conversion of rewards back into XRP and the automatic payout to user wallets, creating a seamless experience for XRP holders [3].

The partnership represents a significant milestone for XRP in the broader DeFi landscape. Unlike traditional custodial platforms, the XRP Earn Account operates on a non-custodial model, meaning users maintain ownership of their assets at all times. This is facilitated by Flare’s FAssets protocol, which ensures transparency and trust-minimization. Additionally, the platform leverages Firelight Protocol, an initiative on Flare that allows XRP holders to stake their assets and receive liquid staking tokens (LSTs) and Firelight Points. These tokens can be utilized across various DeFi applications on the Flare network, further enhancing the utility of XRP [3].

The integration also aligns with Flare’s broader mission to provide smart contract functionality and real-world data to the crypto ecosystem. According to Flare’s co-founder and CEO, Hugo Philion, the partnership validates Flare’s role as a key infrastructure provider for institutional-grade XRP-based DeFi. The company has previously partnered with major custodians like BitGo, Fireblocks, and Hex Trust, which supports its focus on regulatory compliance and institutional adoption [3]. This collaboration is expected to attract more institutional-grade investors seeking secure and compliant yield opportunities, further legitimizing XRP’s growing utility.

Looking ahead, the XRP Earn Account could serve as a catalyst for increased adoption and usage of XRP beyond its traditional role as a bridge currency. MoreMarkets, the platform behind the offering, has already seen early traction, with hundreds of users benefiting from the product’s yield-generating features. Altan Tutar, co-founder and CEO of MoreMarkets, emphasized the importance of simplifying yield generation for crypto holders and expressed optimism about the potential for XRP to become a more programmable and versatile asset through the Flare network [3]. The rollout of the XRP Earn Account marks a step toward making XRP more accessible to everyday users while enhancing its value proposition in the DeFi ecosystem.

XRP’s market position continues to evolve, with its market cap recently surpassing $176 billion and trading near $2.96. The resolution of the long-standing legal dispute between Ripple and the SEC in 2025 has provided regulatory clarity, which is expected to facilitate greater institutional adoption. Analysts have offered mixed forecasts for XRP’s future price, with some predicting an average of $5.25 by 2030, assuming continued adoption in high-cost corridors and the introduction of U.S. spot ETFs. However, challenges remain, including competition from stablecoins and central bank digital currencies (CBDCs), which could limit XRP’s growth in certain use cases [2].

Despite the uncertainty, recent developments, including the integration of on-chain AMM functionality on the XRP Ledger, suggest that the ecosystem is actively working to improve liquidity and utility. These enhancements, combined with partnerships like the one between MoreMarkets and Flare, could position XRP for broader adoption in both retail and institutional markets. If XRP continues to expand its real-world use cases, particularly in cross-border payments and DeFi, it may see both price appreciation and increased demand from investors seeking exposure to a utility-driven asset [2].

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[3] MoreMarkets chooses Flare to power the future of XRP yield