Aave News Today: Aave’s No-Fee Initiative Brings DeFi Access to All Across Europe

Aave Labs, a prominent player in decentralized finance (DeFi), is among the first major platforms to receive approval under the European Union’s Markets in Crypto-Assets (MiCA) framework. This authorization allows Aave to provide zero-fee stablecoin on-ramps throughout the European Economic Area (EEA). The Central Bank of Ireland granted this license to Push Virtual Assets Ireland Limited, a fully owned subsidiary of

Labs, enabling the company to support euro-to-crypto conversions, including transactions involving Aave’s own stablecoin, GHO . This development strengthens Aave’s position as a significant provider of regulated onchain financial infrastructure, especially as the global stablecoin market is projected to exceed $300 billion in 2025 .

The MiCA-approved service, named "Push," stands out by removing conversion fees—an approach that differs sharply from the fee structures of most traditional fintech firms and centralized exchanges (CEXs), which typically charge fixed or percentage-based fees. Although Aave has not clarified if the zero-fee policy will be permanent, the protocol presents this initiative as a major move to lower entry barriers for DeFi participation. By offering a transparent and audited bridge between euros and digital assets, Push

for converting fiat to crypto, addressing a common challenge for everyday users.

Aave’s decision to establish its European base in Ireland highlights the country’s growing reputation as a center for compliant DeFi development. This follows Kraken’s earlier MiCA approval in Ireland this year,

for companies navigating the EU’s regulatory landscape. The authorization also supports Aave’s broader mission to connect institutional-grade DeFi solutions with retail users, of Stable Finance, an onchain savings platform focused on consumers.

The launch of Push comes at a pivotal moment, as stablecoins have become essential to DeFi liquidity. CoinGecko data shows the total stablecoin market capitalization hit $312 billion by November 2025, fueled by the need for fiat-linked assets in decentralized trading and lending. In just the past 24 hours, Aave’s Push service handled $542 million in transactions, which

in the sector by delivering a scalable and affordable solution for users in Europe.

Integrating Stable Finance’s consumer-focused expertise into Aave’s product strategy marks a deliberate shift toward broader adoption. The acquisition, completed in October 2025, brings Stable’s founder and engineering team into Aave Labs, with a focus on making onchain savings more accessible to everyday users. This complements Aave’s institutional Horizon platform, which has attracted over $300 million in deposits since its launch in August

.