XRP News Today: Institutional Embrace Drives RLUSD to $900M Growth on XRP Ledger

As reported by , Ripple’s RLUSD stablecoin is nearing a $900 million market cap, rising sharply from $400 million in August 2025. Introduced less than a year ago, RLUSD maintains a 1:1 peg with the U.S. dollar and is supported by reserves consisting of deposits, short-term U.S. Treasuries, and cash equivalents. This swift expansion highlights increasing institutional trust in the Ledger (XRPL), which is recognized as a compliant and high-speed blockchain for financial applications.

Institutional interest has played a significant role, as outlined in a . Major global players, such as Japan’s SBI Holdings—which owns more than $10 billion in XRP—and U.S.-based companies like Trident Digital Tech Holdings and Webus International, have collectively increased their XRP holdings by $11 billion. This momentum has extended into the stablecoin sector, with RLUSD now the largest stablecoin on the XRPL. By the close of Q3 2025, RLUSD’s market capitalization reached $789 million, up 34.7% from the previous quarter, as Ripple’s network strengthens its presence in cross-border payments and institutional finance.

RLUSD’s applications are broadening beyond conventional finance, according to Cryptopotato. In September, Tembo e-LV, a Nigerian electric vehicle subsidiary, started accepting RLUSD for payments, citing its efficiency in facilitating cross-border transactions. Likewise, Brale—a platform for USD-backed stablecoins—has adopted the XRP Ledger to support RLUSD settlements. Ripple has also finalized a $1.25 billion acquisition of Hidden Road, a prime brokerage whose clients now use RLUSD as collateral. These developments emphasize RLUSD’s attractiveness due to its stability and the ability to settle transactions quickly and at low cost.

The XRP Ledger’s compliance-focused features further encourage institutional participation. Capabilities such as Clawback and Deep Freeze enable issuers to follow regulatory directives by retrieving or freezing assets. This regulatory infrastructure has drawn new stablecoins to the XRPL, including Circle’s and StraitsX’s XSGD. By Q3 2025, the ledger supported over $364 million in tokenized real-world assets, such as Treasury bills and real estate, reflecting a wider movement toward blockchain-powered financial systems, as highlighted by Coinpedia.

Experts suggest that RLUSD serves as a complement to XRP rather than a rival. Alexis Sirkia, leader of the Yellow Network, referred to RLUSD as a “liquidity amplifier” that enhances XRP’s function as a bridging asset. By enabling rapid and affordable transactions, RLUSD boosts the XRPL’s value for institutional users, potentially increasing demand for XRP. Sirkia pointed out that RLUSD’s integration with African services like Chipper Cash and its use in tokenized money market funds could speed up adoption in both decentralized finance and traditional sectors, a trend noted by Cryptopotato.

With RLUSD preparing for its Japanese debut in 2026 and further expansion into African fintech, Ripple’s ecosystem is establishing itself as a global payments backbone. The XRPL’s tokenized asset market, which expanded by 215% in Q3 2025, now features offerings from companies such as OpenEden and Archax. As institutional confidence in blockchain solutions grows, RLUSD’s progress signals a larger transition toward decentralized yet regulated financial frameworks, as reported by Coinpedia.